Given your relatively low annual usage of 8,000km and the fact that 80% of your usage is in the city, an electric car would be a good choice for you. Within your budget, you should consider the Tata Nexon EV 45, which is spacious, comfortable and well-loaded with features.
However, bear in mind that for that 20% of highway usage, you will have limited range, and that is merely a consequence of the battery sizes available in EVs at this budget, of which the Nexon EV is the largest. The Nexon EV’s official range figure is 489km, but in our real-world tests, it managed closer to 350km.
So just bear this in mind when planning any long-distance highway trips; make sure to add time for charging stops along the way.