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Between the three cars, if you are looking for a car for city commutes and considering your budget, we would suggest the Kia Seltos. In your budget, you will get the HTE (O) powered by a 1.5-litre naturally aspirated petrol engine. The engine is smooth, refined and has enough power for daily usage and even for highway driving, it feels enough. The new Seltos too feels premium inside out, and even in the bottom or in this case mid variant comes very well equipped.
The Tata Sierra’s 1.5-litre naturally aspirated engine feels just about enough for city driving, but out on the highway, it could have done with more power. In your budget, you will get only the base Smart + variant, or if you stretch by 50,000 over your budget, then the Pure variant will fit. But the Sierra in the lower variants is not that well equipped. In fact, the base variant does’t come with an infotainment at all.
The Skoda Kushaq facelift will be launched in March 2026, and if you are willing to wait, do glance at it. It will come with revised design and more features than the current car.